CashXChain is Now Live

If you pay a supplier abroad or get paid by a customer in another country, you know the drill: the transfer takes days, you only see the fees afterwards, and nobody can tell you whether the exchange rate was fair. For a small or mid-sized business, that costs time and money on every payment.

Today, CashXChain opens to every business. With one account and one API, you receive, convert, hold and send money worldwide. You pay a flat monthly plan, like you would for software, not fees like at a bank.

What you can do from today

Accounts in your company's name. Your own account details in GBP, EUR, USD and CAD, issued in your company's name.
Get paid in any currency. Receive any amount in any currency and hold up to 25 accounts and currencies for as long as you like. Receiving and holding money costs nothing, on every plan.
See the exchange rate first. You see the rate including all costs before you confirm, and that is exactly the rate you get. From 0.30% on the major currencies.
Pay anyone, anywhere. Payments to 170+ countries in 70+ currencies, as a local transfer or via SWIFT. Between two CashXChain accounts, money arrives instantly and for free.
API and test environment on every plan. A sandbox to try things out, a developer portal, live API keys and webhooks. No charge per API call.
Made for teams. Multiple users per company, statements and exports, and limits that fit your business.

Priced like software

One plan per company. No setup fee, no account fee, no minimum balance. Cancel any time.

Free: $0 a month, currency exchange (USD, GBP, EUR) 1.00%, 5 accounts and currencies
Starter: $19 a month, currency exchange 0.80%, 10 accounts and currencies
Professional: $67 a month as Early Bird instead of $99, currency exchange 0.70%, 15 accounts and currencies
Business: $399 a month as Early Bird instead of $499, currency exchange 0.60%, 20 accounts and currencies
Enterprise: custom price, currency exchange from 0.30%, 25 accounts and currencies

Early Bird prices apply for the first 12 months, and paying yearly gets you two months free. All fees and limits are on our pricing page.

Who is CashXChain for?

Exporters and importers who pay suppliers abroad and get paid by customers abroad, without waiting days for the bank.
Agencies and service businesses that bill foreign clients in their currency and don't want to lose money on it.
Platforms and software companies that automate payouts through the API.

How to get started

Open your account at auth.cashxchain.com. Verifying your business takes a few business days.

Want to try it first? The sandbox at auth.sandbox.cashxchain.com lets you in straight away. It works almost exactly like the real account, just with play money.

Any business or self-employed person can open an account, except those in sanctioned countries.

Why today isn't day one

Before opening up, we ran CashXChain with a small group of partners and pilot customers, with real payments. That is how we tested speed, reliability and sign-up in real use. At the same time, the security experts at Certora reviewed the core of our platform. From today, the result is open to everyone.

What's next

We already use stablecoins today: where they make a payment faster or cheaper, they work in the background without you noticing. Next, you get your own wallet right inside your account and can send and receive money directly on the blockchain too, for example in USDC and EURC.

Collect (payment links, checkout, QR codes and Tap to Pay) and the Platform API (sub-accounts and accounts in your customers' names) are on their way as well. Parts of them already run with pilot customers and will open to everyone step by step.

Our goal stays the same: moving money across borders should be as fast and simple as sending an email.

If your business pays or gets paid abroad and you are tired of waiting days and losing money on fees and exchange rates, CashXChain is for you.

Open your account at auth.cashxchain.com →

— Valentin Israel, Founder & CEO, CashXChain

CashXChain is not a bank. Regulated payment services are provided by our licensed partner institutions.