CashXChainCashXChain
Pricing

Priced like software.
Not like a bank.

One subscription per company. No setup fee, no account fee, no minimum balance. Receiving and holding money is free on every plan — forever.

Prices in USD, net of VAT. Companies with an EU seat pay the identical figure in EUR.

Plans open when CashXChain goes live on 1 October 2026. Early access is open now, and Early Bird pricing applies at launch.

Free

Receive, hold and test the whole platform. No card, no clock.

$0

Free forever

Join early access
  • from 1.00% currency exchange
  • 5 accounts and currencies
  • 2 named accounts in your own name
  • 1 user
  • $2,500 maximum single payment
  • Sandbox and developer portal

Starter

Your first payouts abroad, with read access to the API.

$19

per month

Join early access

Everything in Free, plus

  • from 0.80% currency exchange
  • 10 accounts and currencies
  • 5 stablecoin wallets
  • 3 users
  • $10,000 maximum single payment
  • Live API keys read, plus webhooks
Most popular

Professional

Move money through the API, on wider limits and better rates.

$67was $99

Early Bird · per month · for 12 months

Join early access

Everything in Starter, plus

  • from 0.70% currency exchange
  • 15 accounts and currencies
  • 20 stablecoin wallets
  • 5 users
  • $100,000 maximum single payment
  • Live API keys move money

Business

High volume, seven-figure limits, and people on the phone.

$399was $499

Early Bird · per month · for 12 months

Join early access

Everything in Professional, plus

  • from 0.60% currency exchange
  • 20 accounts and currencies
  • 50 stablecoin wallets
  • 10 users
  • $1,000,000 maximum single payment
  • Chat and phone support, plus implementation

Enterprise

For platforms and treasuries moving money at scale. Commercials, limits and integration are built around you — including a 30-day pilot before you commit.

Get in touchBuilt around your volumes
from 0.30%
currency exchange
25
accounts and currencies
No ceiling
on payment limits
Named contact
email, chat and phone
70+
payout currencies
170+
countries reachable
$0
setup and onboarding
0.30%
FX from

Always free — on every plan

Including the Free plan. No asterisks.

  • Opening an account
  • Receiving money — any currency, any amount
  • Holding balances — any currency, as long as you like
  • Transfers between CashXChain accounts — instant
  • Sandbox and developer portal
  • Setup and onboarding — no fee, ever
  • Account maintenance
  • Inactivity — we never close an account for being quiet
  • Statement and transaction exports
  • Cancelling — no penalty, no notice period

Every number, side by side

The complete plan comparison. Nothing held back for the sales call.

Price

Monthly
$99
Annual, paid yearly
$990
Effective monthly on annual
$82.50
Annual saving
2 months
Early Bird, monthly
$67 · 12 mo
Early Bird, annual
$670 · first year

Accounts, currencies & wallets

Named accounts in your own company name
4
Named-account regions
GBP EUR USD CAD
Accounts and currencies, total
15
Payout currencies
70+
Countries reachable
170+
Stablecoin walletsComing soon
20

Named accounts are included in the total, not additional.

FX

Currency exchange
from 0.70%
Majors — USD, GBP, EUR
0.70%
Minors — NOK, SEK, DKK, CHF, CAD, AUD, NZD, JPY
1.20%
Exotics — all other currencies
1.50%

FX rates are all-in: the rate shown is the rate applied.

Transaction fees

CashXChain → CashXChain
free
Local payment out
3.00
International wire out (SWIFT)
25.00
Incoming payment
at cost *
Failed or returned payment
at cost *

* Third-party bank charges are passed through at cost. On correspondent routes, intermediary banks may deduct charges that cannot be determined in advance.

Savings

Coming soon

Not available yet — these rows describe what is planned, not what you can use today.

Earn on USD, up to
3.00%
Earn on GBP, up to
3.00%
Earn on EUR, up to
1.50%
Terms
instant · 60 · 90 · 180 · 360 days
Savings running at the same time
5
Minimum amount
none
Maximum amount
none
Fee on earnings
none
Safety
regulated banking partners, segregated

Rates are per year. Longer terms earn more, instant access earns less. Rates follow central bank rates and change with them. Availability depends on your region and account. Rates are indicative and do not constitute an offer. Savings are not covered by a deposit guarantee scheme.

Account balance

Interest on your account balance
none
Account maintenance fee
none
Minimum balance
none
Safety
safeguarded 1:1, never lent out

Stablecoin

Coming soon

Not available yet — these rows describe what is planned, not what you can use today.

Wallets in your account
20
Supported stablecoins
USDC · EURC
Receive and send stablecoin
coming soon
On-ramp and off-ramp
coming soon
Pricing
on release

Collect

Coming soon

Not available yet — these rows describe what is planned, not what you can use today.

Payment links
coming soon
Hosted checkout
coming soon
Embedded checkout and shop plugins
coming soon
QR codes and Tap to Pay
coming soon
Card acceptance rates
on release

Platform & embedded finance

Coming soon

Not available yet — these rows describe what is planned, not what you can use today.

Platform API — sub-accounts
Onboard your users through our API
Accounts in your user's own name
Pay out in your user's name
White label
Pricing

Transaction limits

Money you can receive
unlimited
Money you can hold
unlimited
Single payment out *
$100,000
Per calendar day *
$250,000
Per calendar month *
$1,000,000

Limits on exotic corridors are lower and set individually. * Maximum limits. Your limits are set during onboarding and reviewed on an ongoing basis against your business profile, transaction history and applicable regulation. They may be set lower than the plan maximum and may be adjusted at any time. Plan limits describe the maximum available on that plan, not a guaranteed entitlement.

API & developer platform

Sandbox and developer portal
Live API keys — read
Live API keys — move money
Webhooks
Charge per API call
none

Team & support

People who can log in
5
Support
docs and a dedicated email address
Getting set up
guided setup call
Advisory and consulting

Contract & billing

Minimum term
the period you pay for
Cancellation
anytime, runs to end of paid period
Refund of the current period
no
Upgrade
immediate, pay only the difference
Downgrade
at end of paid period
How we take payment
balance, then converted at our cost, then card
Payment methods
card, Apple Pay, Google Pay, SEPA Direct Debit
Billing currency
from your registered seat
Who invoices you
CashXChain UG
VAT
none, §19 UStG
Access to your money
never restricted
Unused accounts
never closed for inactivity
Business verification
required

Anything owed is deducted from your balance. Access to your funds is never suspended over an unpaid invoice.

How to read these prices

These prices are indicative and do not constitute an offer. Our Terms of Service, Privacy Policy and Regulatory Status apply to every plan shown here.

  • All prices are net of VAT.
  • The USD figure is the identical figure in EUR for customers whose registered seat is in the EU.
  • Subscription is charged per company account, not per user.
  • Transaction fees are charged in the currency of that payment — 22 means 22 EUR on a euro wire and 22 USD on a dollar wire.
  • FX rates are all-in: the rate shown is the rate applied.
  • Limits are in USD, or the EUR equivalent, measured on the outbound leg.
  • Counts are concurrent, not cumulative over the life of the account.

Master Pricing v3.0 · CashXChain UG (haftungsbeschränkt) · HRB 34664 Amtsgericht Traunstein

Not sure which plan fits?

Tell us the corridors you pay into and the volume you move. We will tell you the plan — and whether Enterprise is worth the conversation.

Get in touchJoin early access
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